Full coverage program

Business traveler driving a rental car

At Adobe Rent a Car we offer our clients complete and professional coverage at reasonable and competitive rates, with no hidden fees. See all of our available options below to choose the coverage that best suits your company’s needs.

Third Party Liability (PLI)

Third Party Liability (PLI) is mandatory for all vehicle rentals in Costa Rica and offers limited liability coverage for incidents involving third parties. Since it cannot be declined, it is already included in your quote.

  • Third-party property damage: up to US$20,000, with a deductible of US$1,130 including tax.
  • Injury or death of third parties not traveling inside the rental car: up to US$100,000 per accident, with no deductible.
  • PLI does not cover any damage to the rented vehicle.

Vehicle Protection (LDW)

Provides basic coverage for the vehicle for the duration of your rental:

  • Covers partial or total loss of the rental car due to collision or rollover, as well as partial or total theft, in accordance with Adobe Rent a Car’s terms and conditions.
  • It has a deductible of US$1,130 including tax.
  • For corporate clients, LDW is part of the basic insurance required for the rental and cannot be declined.

Please note that vandalism, tire and window damage, as well as third-party damages, are not covered under LDW.

Basic Insurance

Basic Insurance includes Third Party Liability (PLI) and Vehicle Protection (LDW), with a deductible of US$1,130 including tax, according to the conditions set out in the rental agreement.

Extended Protection Coverage (SPP)

Protección Extendida (SPP) o Seguro Total - Adobe Rent a Car

With our optional Extended Protection Coverage (SPP), your security concerns are covered. It is a solid, complete coverage so your company can work with peace of mind.

Our SPP includes:

  • A US$0 deductible for both damage to the vehicle and damage to third parties.
  • Extends liability for third-party property damage up to US$2,000,000 per event.
  • Covers damage to the vehicle up to its value, plus vandalism, tires, windows and partial or total loss.

24/7 Roadside Assistance

With any coverage, 24/7 roadside assistance and tow truck service are included, according to the applicable conditions. To request it, call our 24/7 Emergency line at +506 2542-4888.

Security deposit

When the rental is backed by a valid purchase order, the purchase order replaces the security deposit, so you do not need to present a credit card for that purpose.

What are the coverage exceptions?

The following coverage exceptions apply to all of Adobe’s rental car insurance options.

  • Failure to report the incident to Adobe Rent a Car immediately after the event.
  • If the driver is under the influence of drugs or alcohol.
  • If the vehicle is damaged and the driver was not authorized or registered in the rental agreement.
  • Damage of any kind caused by driving through rivers, lakes, beaches, mangroves, flooded roads, or any other unofficial road or territory (i.e., cross-country).
  • Failure to comply with any legal requirements and coverage claim processes with the insurance company, including but not limited to:
    • Failure to report the accident to the Traffic Police.
    • Failure to report the accident and fill out the insurance company’s claim.
    • Failure to comply with any other legal requirements.

What happens if the driver commits a traffic violation?

The customer must pay the penalty before returning the vehicle. Otherwise, the fine and an administrative fee will be charged for processing the infraction.

Adobe Rent a Car is the best option for all your company’s rental needs. For more information about agreements and corporate benefits, email us at ventas@adobecar.com or call us at +506 2542-4800.

Adobe Rent a CarPlanning a trip to Costa Rica?Book online with 15 offices across the country and support every day.Book now ›
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The Adobe Rent a Car editorial team is made up of more than six experts, including journalists with over 14 years in the media industry, SEO specialists, social media managers, and content strategists. We also count on professionals in Project Management and Digital Marketing with more than 25 years of experience in sectors such as Banking, Renting, Automotive, Technology, and Insurance. This talented and diverse team, recognized with international awards, focuses on delivering accurate and relevant information, ensuring the best possible experience for our users.

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Adobe Rent a CarPlanning a trip to Costa Rica?Book online with 15 offices across the country and support every day.Book now ›